DebtShield
PricingPro PlatformBlogCompare
Log inGet Started

Product

PricingPro PlatformBlog

Suite

DebtShieldDisputeAISubScrub

Features

Credit Card DisputesSubscription RecoveryZombie SubscriptionsBank Fee DisputesMedical Bill Disputes

Resources

How-To GuidesState LawsFAQCompare

Legal

Terms of ServicePrivacy PolicyBlog

From the Pointify Travel Technologies suite:

DisputeAI — Billing DisputesSubScrub — Cancel Subscriptions
DebtShield

© 2026 Pointify Travel Technologies LLC. All rights reserved.

The flagship debt recovery platform.

Utah
UTColumbia Ultimate

Dispute Columbia Ultimate in Utah

Your Utah rights against Columbia Ultimate: SOL is 6 years for credit card debt. Garnishment capped at 25% of disposable earnings.

6 years

Utah credit card SOL

Utah Consumer Sales Practices Act

State collection law

Common Columbia Ultimate Violations

Collecting on debts discharged in bankruptcy
Failing to update credit reports after dispute
Adding unauthorized interest charges

Utah Dispute Tips vs Columbia Ultimate

If you filed bankruptcy, send them your discharge papers immediately
Columbia collects utility and telecom debts — check final statements
Demand they remove inaccurate entries from all three credit bureaus

Utah Protections

$42,500 homestead exemption
Strong consumer protection enforcement

Utah Debt Laws

All protections in Utah

Columbia Ultimate Overview

All violations & tips

Dispute Columbia Ultimate in Utah — $9.99/mo