DebtShield
PricingPro PlatformBlogCompare
Log inGet Started

Product

PricingPro PlatformBlog

Suite

DebtShieldDisputeAISubScrub

Features

Credit Card DisputesSubscription RecoveryZombie SubscriptionsBank Fee DisputesMedical Bill Disputes

Resources

How-To GuidesState LawsFAQCompare

Legal

Terms of ServicePrivacy PolicyBlog

From the Pointify Travel Technologies suite:

DisputeAI — Billing DisputesSubScrub — Cancel Subscriptions
DebtShield

© 2026 Pointify Travel Technologies LLC. All rights reserved.

The flagship debt recovery platform.

Utah
UTPenn Credit Corporation

Dispute Penn Credit Corporation in Utah

Your Utah rights against Penn Credit Corporation: SOL is 6 years for credit card debt. Garnishment capped at 25% of disposable earnings.

6 years

Utah credit card SOL

Utah Consumer Sales Practices Act

State collection law

Common Penn Credit Corporation Violations

Adding excessive fees to government debts
Failing to provide validation for toll violations
Misrepresenting authority of government agency

Utah Dispute Tips vs Penn Credit Corporation

Penn Credit collects tolls and municipal fines — request original violation proof
Many toll violations can be disputed directly with the toll authority
Government debt collectors must still comply with FDCPA

Utah Protections

$42,500 homestead exemption
Strong consumer protection enforcement

Utah Debt Laws

All protections in Utah

Penn Credit Corporation Overview

All violations & tips

Dispute Penn Credit Corporation in Utah — $9.99/mo