VAGC Services

Dispute GC Services in Virginia

Your Virginia rights against GC Services: SOL is 5 years for credit card debt. Garnishment capped at 25% of disposable earnings.

5 years

Virginia credit card SOL

Virginia Consumer Protection Act

State collection law

Common GC Services Violations

Harassment through excessive calling frequency

Threatening garnishment in states where it's limited

Failing to honor written cease communication requests

GC Services collects government and student debts — verify with the original agency

Federal student loans have specific protections — don't let collectors mislead you

Government debts may have different rules — research before engaging

VCPA allows treble damages for willful violations

$25,000 homestead exemption plus $500/dependent

Virginia Debt Laws

All protections in Virginia

GC Services Overview

All violations & tips