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Washington
WANational Credit Systems

Dispute National Credit Systems in Washington

Your Washington rights against National Credit Systems: SOL is 6 years for credit card debt. Garnishment capped at 25% of disposable earnings.

6 years

Washington credit card SOL

Washington Collection Agency Act

State collection law

Common National Credit Systems Violations

Misrepresenting security deposit deductions
Failing to provide validation within 30 days
Adding collection fees not authorized by original agreement

Washington Dispute Tips vs National Credit Systems

NCS primarily collects apartment/rental debts — challenge security deposit math
Request the original lease and move-out inspection report
Many landlord charges for 'normal wear and tear' are invalid

Washington Protections

Strong CPA — treble damages + attorney fees
Collectors must be licensed

Washington Debt Laws

All protections in Washington

National Credit Systems Overview

All violations & tips

Dispute National Credit Systems in Washington — $9.99/mo