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Washington/Portfolio Recovery Associates/Phone & Telecom Debt

Dispute Portfolio Recovery Associates Phone & Telecom Debt in Washington

Portfolio Recovery Associates is collecting phone & telecom debt in Washington where the statute of limitations is 6 years. Average phone & telecom debt: $500. Garnishment limit: 25% of disposable earnings.

6 years

Statute of Limitations

$500

Average Phone & Telecom Debt

25% of disposable ea

Garnishment Limit

Known Portfolio Recovery Associates Violations

  • Filing lawsuits on time-barred debt
  • Adding unauthorized fees to original balance
  • Calling outside permitted hours

Dispute Strategies

  • File FCC complaint for billing disputes
  • Challenge early termination fees
  • Dispute equipment charges with proof of return
  • Validate collection amounts under FDCPA
  • File state AG complaint for deceptive practices

Washington Protections

Washington Collection Agency Act. File complaints with: AG Consumer Protection.

  • • Strong CPA — treble damages + attorney fees
  • • Collectors must be licensed
Washington LawsPortfolio Recovery AssociatesPhone & Telecom Debt
Dispute Now — $9.99/mo