LVNV Funding is collecting medical debt in Wyoming where the statute of limitations is 8 years. Average medical debt: $2,459. Garnishment limit: 25% of disposable earnings.
8 years
Statute of Limitations
$2,459
Average Medical Debt
25% of disposable ea
Garnishment Limit
Known LVNV Funding Violations
Collecting debt they cannot validate
Misrepresenting the amount owed
Re-aging accounts on credit reports
Dispute Strategies
Request itemized bill with CPT codes
Check for No Surprises Act violations
Apply for hospital financial assistance
Dispute errors line by line
Negotiate — hospitals accept 40-60% routinely
Wyoming Protections
No specific state act — FDCPA applies. File complaints with: AG Consumer Protection.