CACH LLC Utility Debt in Allentown, PA
CACH LLC is collecting utility debt in Allentown. Average: $800. Pennsylvania SOL: 4 years. Garnishment: No wage garnishment for most debts.
Known CACH LLC Violations
- • Mass-filing lawsuits with robo-signed affidavits
- • Collecting on debts with broken chain of title
- • Misrepresenting the current creditor
Dispute Strategies
- • File complaint with state Public Utility Commission
- • Request billing audit and meter verification
- • Apply for utility assistance programs (LIHEAP)
- • Dispute estimated vs actual billing
- • Challenge reconnection fees if disconnect was improper
Tips
- • CACH buys charged-off credit card debt — demand the original agreement
- • Robo-signed affidavits may be invalid — challenge in court
- • If sued, demand they produce a witness with personal knowledge of the debt
- • Utilities must offer payment plans in most states
- • Estimated billing can be challenged with actual meter reads
- • Many states ban winter disconnection for heat