Billings, MT residents: know your rights against Financial Management Systems. Montana residents: check your state's statute of limitations and wage garnishment protections before paying any debt collector.
Common Financial Management Systems Violations
Adding unauthorized collection fees
Misrepresenting urgency of payment
Failing to provide proper validation notice
Dispute Tips for Billings Residents
FMS collects for government agencies — verify the debt with the original agency
Government debts may have offset provisions — understand your rights
Request a payment plan if the debt is valid — most agencies must offer one