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Dispute Financial Management Systems

Know your FDCPA rights against Financial Management Systems. Below are their most common violations and proven dispute strategies.

Common FDCPA Violations

Adding unauthorized collection fees
Misrepresenting urgency of payment
Failing to provide proper validation notice

Dispute Tips

FMS collects for government agencies — verify the debt with the original agency
Government debts may have offset provisions — understand your rights
Request a payment plan if the debt is valid — most agencies must offer one

Dispute Financial Management Systems by State

AlabamaAlaskaArizonaCaliforniaColoradoConnecticutFloridaGeorgiaIllinoisMassachusettsMichiganMinnesotaMississippiNorth CarolinaNew HampshireNew JerseyNew YorkOhioPennsylvaniaSouth CarolinaTexasArkansasDelawareDistrict of ColumbiaHawaiiIdahoIndianaIowaKansasKentuckyLouisianaMaineMarylandMissouriMontanaNebraskaNevadaNew MexicoNorth DakotaOklahomaOregonRhode IslandSouth DakotaTennesseeUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyoming

Your Rights Under the FDCPA

  • Right to demand debt validation within 30 days (15 USC § 1692g)
  • Right to cease communication in writing (15 USC § 1692c)
  • Right to sue for $1,000 statutory damages per violation
  • Right to recover attorney fees if collector violates FDCPA
Dispute Financial Management Systems Now — $9.99/mo

DebtShield auto-generates FDCPA demand letters citing Financial Management Systems violations