CompuCredit Holdings Utility Debt in Missoula, MT
CompuCredit Holdings is collecting utility debt in Missoula. Average: $800. Montana SOL: 5 years. Garnishment: 25% of disposable earnings.
Known CompuCredit Holdings Violations
- • Hidden fees in subprime credit card agreements
- • Misrepresenting credit card terms
- • Deceptive marketing of credit products
Dispute Strategies
- • File complaint with state Public Utility Commission
- • Request billing audit and meter verification
- • Apply for utility assistance programs (LIHEAP)
- • Dispute estimated vs actual billing
- • Challenge reconnection fees if disconnect was improper
Tips
- • CompuCredit was sued by FTC for deceptive practices — use this history in disputes
- • Review original card terms for hidden fee disclosures
- • Challenge any fees not clearly disclosed in the original agreement
- • Utilities must offer payment plans in most states
- • Estimated billing can be challenged with actual meter reads
- • Many states ban winter disconnection for heat