AFNI Inc Utility Debt in Port St. Lucie, FL
AFNI Inc is collecting utility debt in Port St. Lucie. Average: $800. Florida SOL: 5 years. Garnishment: Head of household exempt.
Known AFNI Inc Violations
- • Robocalling without consent
- • Collecting debts already paid to original creditor
- • Inaccurate reporting of debt amounts
Dispute Strategies
- • File complaint with state Public Utility Commission
- • Request billing audit and meter verification
- • Apply for utility assistance programs (LIHEAP)
- • Dispute estimated vs actual billing
- • Challenge reconnection fees if disconnect was improper
Tips
- • AFNI primarily collects T-Mobile and Sprint debts — get final account statements
- • Dispute equipment charges if you returned devices with proof
- • File TCPA lawsuit if they auto-dial your cell — statutory damages of $500-$1,500 per call
- • Utilities must offer payment plans in most states
- • Estimated billing can be challenged with actual meter reads
- • Many states ban winter disconnection for heat