Harris & Harris Utility Debt in San Jose, CA
Harris & Harris is collecting utility debt in San Jose. Average: $800. California SOL: 4 years. Garnishment: 25% or amount exceeding 40x min wage.
Known Harris & Harris Violations
- • Threatening arrest or criminal prosecution for civil debt
- • Adding unauthorized collection fees
- • Failing to provide proper mini-Miranda warning
Dispute Strategies
- • File complaint with state Public Utility Commission
- • Request billing audit and meter verification
- • Apply for utility assistance programs (LIHEAP)
- • Dispute estimated vs actual billing
- • Challenge reconnection fees if disconnect was improper
Tips
- • Harris & Harris collects government and municipal debts — verify with the issuing agency
- • Parking tickets and municipal fines have specific appeal processes
- • No collector can threaten arrest for consumer debt — report this immediately
- • Utilities must offer payment plans in most states
- • Estimated billing can be challenged with actual meter reads
- • Many states ban winter disconnection for heat