Average phone & telecom debt: $500. Telecom debt from cell phone, internet, and cable bills. The FCC regulates billing practices. Early termination fees and equipment charges are the most common disputes.
Common Second Round Sub Violations
Collecting debts they cannot substantiate
Failing to cease collection after dispute
Inaccurate credit bureau reporting
Phone & Telecom Debt Dispute Strategies
1
File FCC complaint for billing disputes
2
Challenge early termination fees
3
Dispute equipment charges with proof of return
4
Validate collection amounts under FDCPA
5
File state AG complaint for deceptive practices
Tips Against Second Round Sub
Second Round buys deeply discounted debt — negotiate aggressively
Demand full validation including original creditor statements