DebtShield
PricingPro PlatformBlogCompare
Log inGet Started

Product

PricingPro PlatformBlog

Suite

DebtShieldDisputeAISubScrub

Features

Credit Card DisputesSubscription RecoveryZombie SubscriptionsBank Fee DisputesMedical Bill Disputes

Resources

How-To GuidesState LawsFAQCompare

Legal

Terms of ServicePrivacy PolicyBlog

From the Pointify Travel Technologies suite:

DisputeAI — Billing DisputesSubScrub — Cancel Subscriptions
DebtShield

© 2026 Pointify Travel Technologies LLC. All rights reserved.

The flagship debt recovery platform.

All collectors
Debt Collector

Dispute Second Round Sub

Know your FDCPA rights against Second Round Sub. Below are their most common violations and proven dispute strategies.

Common FDCPA Violations

Collecting debts they cannot substantiate
Failing to cease collection after dispute
Inaccurate credit bureau reporting

Dispute Tips

Second Round buys deeply discounted debt — negotiate aggressively
Demand full validation including original creditor statements
They often settle for 10-20% of face value

Dispute Second Round Sub by State

AlabamaAlaskaArizonaCaliforniaColoradoConnecticutFloridaGeorgiaIllinoisMassachusettsMichiganMinnesotaMississippiNorth CarolinaNew HampshireNew JerseyNew YorkOhioPennsylvaniaSouth CarolinaTexasArkansasDelawareDistrict of ColumbiaHawaiiIdahoIndianaIowaKansasKentuckyLouisianaMaineMarylandMissouriMontanaNebraskaNevadaNew MexicoNorth DakotaOklahomaOregonRhode IslandSouth DakotaTennesseeUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyoming

Your Rights Under the FDCPA

  • Right to demand debt validation within 30 days (15 USC § 1692g)
  • Right to cease communication in writing (15 USC § 1692c)
  • Right to sue for $1,000 statutory damages per violation
  • Right to recover attorney fees if collector violates FDCPA
Dispute Second Round Sub Now — $9.99/mo

DebtShield auto-generates FDCPA demand letters citing Second Round Sub violations