DebtShield
PricingPro PlatformBlogCompare
Log inGet Started

Product

PricingPro PlatformBlog

Suite

DebtShieldDisputeAISubScrub

Features

Credit Card DisputesSubscription RecoveryZombie SubscriptionsBank Fee DisputesMedical Bill Disputes

Resources

How-To GuidesState LawsFAQCompare

Legal

Terms of ServicePrivacy PolicyBlog

From the Pointify Travel Technologies suite:

DisputeAI — Billing DisputesSubScrub — Cancel Subscriptions
DebtShield

© 2026 Pointify Travel Technologies LLC. All rights reserved.

The flagship debt recovery platform.

Alabama/CBE Group/Utility Debt

Dispute CBE Group Utility Debt in Alabama

CBE Group is collecting utility debt in Alabama where the statute of limitations is 6 years. Average utility debt: $800. Garnishment limit: 25% of disposable earnings.

6 years

Statute of Limitations

$800

Average Utility Debt

25% of disposable ea

Garnishment Limit

Known CBE Group Violations

  • Auto-dialer calls without consent
  • Failing to identify as debt collector in communications
  • Misrepresenting the character or amount of debt

Dispute Strategies

  • File complaint with state Public Utility Commission
  • Request billing audit and meter verification
  • Apply for utility assistance programs (LIHEAP)
  • Dispute estimated vs actual billing
  • Challenge reconnection fees if disconnect was improper

Alabama Protections

No specific state debt collection act — FDCPA applies. File complaints with: AG Consumer Protection.

  • • FDCPA applies for third-party collectors
  • • Homestead exemption up to $16,450
Alabama LawsCBE GroupUtility Debt
Dispute Now — $9.99/mo