Dispute CompuCredit Holdings Utility Debt in Arkansas

CompuCredit Holdings is collecting utility debt in Arkansas where the statute of limitations is 5 years. Average utility debt: $800. Garnishment limit: 25% of disposable earnings.

5 years

Statute of Limitations

$800

Average Utility Debt

25% of disposable ea

Garnishment Limit

Known CompuCredit Holdings Violations

Hidden fees in subprime credit card agreements
Misrepresenting credit card terms
Deceptive marketing of credit products

Dispute Strategies

File complaint with state Public Utility Commission
Request billing audit and meter verification
Apply for utility assistance programs (LIHEAP)
Dispute estimated vs actual billing
Challenge reconnection fees if disconnect was improper

Arkansas Protections

AR Deceptive Trade Practices Act. File complaints with: AG Consumer Protection.

• DTPA allows treble damages for willful violations
• $2,500 personal property exemption

Arkansas Laws CompuCredit Holdings Utility Debt

Dispute Now — $9.99/mo