ARSecond Round Sub

Dispute Second Round Sub in Arkansas

Your Arkansas rights against Second Round Sub: SOL is 5 years for credit card debt. Garnishment capped at 25% of disposable earnings.

5 years

Arkansas credit card SOL

AR Deceptive Trade Practices Act

State collection law

Common Second Round Sub Violations

Collecting debts they cannot substantiate

Failing to cease collection after dispute

Inaccurate credit bureau reporting

Second Round buys deeply discounted debt — negotiate aggressively

Demand full validation including original creditor statements

They often settle for 10-20% of face value

DTPA allows treble damages for willful violations

$2,500 personal property exemption

Arkansas Debt Laws

All protections in Arkansas

Second Round Sub Overview

All violations & tips