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DebtShield

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The flagship debt recovery platform.

Delaware
DEIC System

Dispute IC System in Delaware

Your Delaware rights against IC System: SOL is 3 years for credit card debt. Garnishment capped at 15% of disposable earnings.

3 years

Delaware credit card SOL

DE Consumer Fraud Act

State collection law

Common IC System Violations

Reporting unverified debts to credit bureaus
Continuing collection after dispute without validation
Using misleading language about legal consequences

Delaware Dispute Tips vs IC System

IC System handles medical and utility debts — request itemized bills
Medical debts under $500 are excluded from credit reports as of 2023
Demand they verify the debt with the original creditor, not their own records

Delaware Protections

Short 3-year SOL for all debt types
Low 15% wage garnishment limit

Delaware Debt Laws

All protections in Delaware

IC System Overview

All violations & tips

Dispute IC System in Delaware — $9.99/mo