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Delaware
DEPortfolio Recovery Associates

Dispute Portfolio Recovery Associates in Delaware

Your Delaware rights against Portfolio Recovery Associates: SOL is 3 years for credit card debt. Garnishment capped at 15% of disposable earnings.

3 years

Delaware credit card SOL

DE Consumer Fraud Act

State collection law

Common Portfolio Recovery Associates Violations

Filing lawsuits on time-barred debt
Adding unauthorized fees to original balance
Calling outside permitted hours

Delaware Dispute Tips vs Portfolio Recovery Associates

PRA buys debt for pennies — never pay full amount without negotiating
Request the original signed agreement — PRA rarely has it
Document every call with date, time, and representative name

Delaware Protections

Short 3-year SOL for all debt types
Low 15% wage garnishment limit

Delaware Debt Laws

All protections in Delaware

Portfolio Recovery Associates Overview

All violations & tips

Dispute Portfolio Recovery Associates in Delaware — $9.99/mo