DebtShield
PricingPro PlatformBlogCompare
Log inGet Started

Product

PricingPro PlatformBlog

Suite

DebtShieldDisputeAISubScrub

Features

Credit Card DisputesSubscription RecoveryZombie SubscriptionsBank Fee DisputesMedical Bill Disputes

Resources

How-To GuidesState LawsFAQCompare

Legal

Terms of ServicePrivacy PolicyBlog

From the Pointify Travel Technologies suite:

DisputeAI — Billing DisputesSubScrub — Cancel Subscriptions
DebtShield

© 2026 Pointify Travel Technologies LLC. All rights reserved.

The flagship debt recovery platform.

Florida/Enhanced Recovery Company/Utility Debt

Dispute Enhanced Recovery Company Utility Debt in Florida

Enhanced Recovery Company is collecting utility debt in Florida where the statute of limitations is 5 years. Average utility debt: $800. Garnishment limit: Head of household exempt.

5 years

Statute of Limitations

$800

Average Utility Debt

Head of household ex

Garnishment Limit

Known Enhanced Recovery Company Violations

  • TCPA violations through auto-dialed calls
  • Reporting debts without proper investigation of disputes
  • Continuing collection on debts paid to original creditor

Dispute Strategies

  • File complaint with state Public Utility Commission
  • Request billing audit and meter verification
  • Apply for utility assistance programs (LIHEAP)
  • Dispute estimated vs actual billing
  • Challenge reconnection fees if disconnect was improper

Florida Protections

Florida Consumer Collection Practices Act. File complaints with: AG Consumer Protection.

  • • Head of household wages FULLY exempt from garnishment
  • • Unlimited homestead exemption
  • • State debt collection act applies to original creditors
Florida LawsEnhanced Recovery CompanyUtility Debt
Dispute Now — $9.99/mo