FLFinancial Management Systems

Dispute Financial Management Systems in Florida

Your Florida rights against Financial Management Systems: SOL is 5 years for credit card debt. Garnishment capped at Head of household exempt.

5 years

Florida credit card SOL

Florida Consumer Collection Practices Act

State collection law

Common Financial Management Systems Violations

Adding unauthorized collection fees

Misrepresenting urgency of payment

Failing to provide proper validation notice

Florida Dispute Tips vs Financial Management Systems

FMS collects for government agencies — verify the debt with the original agency

Government debts may have offset provisions — understand your rights

Request a payment plan if the debt is valid — most agencies must offer one

Florida Protections

Head of household wages FULLY exempt from garnishment

Unlimited homestead exemption

State debt collection act applies to original creditors

Florida Debt Laws

All protections in Florida

Financial Management Systems Overview

All violations & tips

Dispute Financial Management Systems in Florida — $9.99/mo