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Hawaii/Harris & Harris/Utility Debt

Dispute Harris & Harris Utility Debt in Hawaii

Harris & Harris is collecting utility debt in Hawaii where the statute of limitations is 6 years. Average utility debt: $800. Garnishment limit: 5% of first $100 + 10% of next $100 + 20% of remainder.

6 years

Statute of Limitations

$800

Average Utility Debt

5% of first $100 + 1

Garnishment Limit

Known Harris & Harris Violations

  • Threatening arrest or criminal prosecution for civil debt
  • Adding unauthorized collection fees
  • Failing to provide proper mini-Miranda warning

Dispute Strategies

  • File complaint with state Public Utility Commission
  • Request billing audit and meter verification
  • Apply for utility assistance programs (LIHEAP)
  • Dispute estimated vs actual billing
  • Challenge reconnection fees if disconnect was improper

Hawaii Protections

HI Uniform Deceptive Trade Practices Act. File complaints with: Office of Consumer Protection.

  • • Very low graduated wage garnishment formula
  • • Strong debtor protections
Hawaii LawsHarris & HarrisUtility Debt
Dispute Now — $9.99/mo