Dispute Second Round Sub Rent & Lease Debt in Illinois

Second Round Sub is collecting rent & lease debt in Illinois where the statute of limitations is 5 years. Average rent & lease debt: $3,200. Garnishment limit: 15% of gross wages.

5 years

Statute of Limitations

$3,200

Average Rent & Lease Debt

15% of gross wages

Garnishment Limit

Known Second Round Sub Violations

Collecting debts they cannot substantiate
Failing to cease collection after dispute
Inaccurate credit bureau reporting

Dispute Strategies

Document property condition at move-in/move-out
Challenge security deposit deductions with photos
Dispute excessive lease break fees
Verify landlord followed state notice requirements
Challenge any charges beyond normal wear and tear

Illinois Protections

Illinois Collection Agency Act. File complaints with: AG Consumer Protection.

• Only 15% wage garnishment (lowest in nation)
• Collectors must be licensed
• 10-year SOL on written contracts

Illinois Laws Second Round Sub Rent & Lease Debt

Dispute Now — $9.99/mo