LASecond Round Sub

Dispute Second Round Sub in Louisiana

Your Louisiana rights against Second Round Sub: SOL is 3 years for credit card debt. Garnishment capped at 25% of disposable earnings.

3 years

Louisiana credit card SOL

LA Unfair Trade Practices Act

State collection law

Common Second Round Sub Violations

Collecting debts they cannot substantiate

Failing to cease collection after dispute

Inaccurate credit bureau reporting

Second Round buys deeply discounted debt — negotiate aggressively

Demand full validation including original creditor statements

They often settle for 10-20% of face value

Short 3-year SOL for credit card debt

Community property state — spouse debt implications

Louisiana Debt Laws

All protections in Louisiana

Second Round Sub Overview

All violations & tips