Dispute Financial Management Systems Medical Debt in Maryland

Financial Management Systems is collecting medical debt in Maryland where the statute of limitations is 3 years. Average medical debt: $2,459. Garnishment limit: 25% of disposable earnings or $145/month (lesser).

3 years

Statute of Limitations

$2,459

Average Medical Debt

25% of disposable ea

Garnishment Limit

Known Financial Management Systems Violations

Adding unauthorized collection fees
Misrepresenting urgency of payment
Failing to provide proper validation notice

Dispute Strategies

Request itemized bill with CPT codes
Check for No Surprises Act violations
Apply for hospital financial assistance
Dispute errors line by line
Negotiate — hospitals accept 40-60% routinely

Maryland Protections

Maryland Consumer Debt Collection Act. File complaints with: AG Consumer Protection.

• Short 3-year SOL for all debt types
• Collectors must be licensed in Maryland

Maryland Laws Financial Management Systems Medical Debt

Dispute Now — $9.99/mo