Dispute Harris & Harris Utility Debt in Maryland

Harris & Harris is collecting utility debt in Maryland where the statute of limitations is 3 years. Average utility debt: $800. Garnishment limit: 25% of disposable earnings or $145/month (lesser).

3 years

Statute of Limitations

$800

Average Utility Debt

25% of disposable ea

Garnishment Limit

Known Harris & Harris Violations

Threatening arrest or criminal prosecution for civil debt
Adding unauthorized collection fees
Failing to provide proper mini-Miranda warning

Dispute Strategies

File complaint with state Public Utility Commission
Request billing audit and meter verification
Apply for utility assistance programs (LIHEAP)
Dispute estimated vs actual billing
Challenge reconnection fees if disconnect was improper

Maryland Protections

Maryland Consumer Debt Collection Act. File complaints with: AG Consumer Protection.

• Short 3-year SOL for all debt types
• Collectors must be licensed in Maryland

Maryland Laws Harris & Harris Utility Debt

Dispute Now — $9.99/mo