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Massachusetts/Financial Management Systems/Medical Debt

Dispute Financial Management Systems Medical Debt in Massachusetts

Financial Management Systems is collecting medical debt in Massachusetts where the statute of limitations is 6 years. Average medical debt: $2,459. Garnishment limit: 15% of gross wages.

6 years

Statute of Limitations

$2,459

Average Medical Debt

15% of gross wages

Garnishment Limit

Known Financial Management Systems Violations

  • Adding unauthorized collection fees
  • Misrepresenting urgency of payment
  • Failing to provide proper validation notice

Dispute Strategies

  • Request itemized bill with CPT codes
  • Check for No Surprises Act violations
  • Apply for hospital financial assistance
  • Dispute errors line by line
  • Negotiate — hospitals accept 40-60% routinely

Massachusetts Protections

Chapter 93A Consumer Protection. File complaints with: AG Consumer Protection.

  • • Chapter 93A — treble damages for willful violations
  • • Low 15% wage garnishment
  • • Strong AG enforcement
Massachusetts LawsFinancial Management SystemsMedical Debt
Dispute Now — $9.99/mo