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Massachusetts/Unifin Inc/Utility Debt

Dispute Unifin Inc Utility Debt in Massachusetts

Unifin Inc is collecting utility debt in Massachusetts where the statute of limitations is 6 years. Average utility debt: $800. Garnishment limit: 15% of gross wages.

6 years

Statute of Limitations

$800

Average Utility Debt

15% of gross wages

Garnishment Limit

Known Unifin Inc Violations

  • Misrepresenting legal status of debt
  • Failing to cease collection upon written request
  • Inaccurate credit reporting

Dispute Strategies

  • File complaint with state Public Utility Commission
  • Request billing audit and meter verification
  • Apply for utility assistance programs (LIHEAP)
  • Dispute estimated vs actual billing
  • Challenge reconnection fees if disconnect was improper

Massachusetts Protections

Chapter 93A Consumer Protection. File complaints with: AG Consumer Protection.

  • • Chapter 93A — treble damages for willful violations
  • • Low 15% wage garnishment
  • • Strong AG enforcement
Massachusetts LawsUnifin IncUtility Debt
Dispute Now — $9.99/mo