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DebtShield

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The flagship debt recovery platform.

Michigan
MISecond Round Sub

Dispute Second Round Sub in Michigan

Your Michigan rights against Second Round Sub: SOL is 6 years for credit card debt. Garnishment capped at 25% of disposable earnings.

6 years

Michigan credit card SOL

Michigan Collection Practices Act (MCPA)

State collection law

Common Second Round Sub Violations

Collecting debts they cannot substantiate
Failing to cease collection after dispute
Inaccurate credit bureau reporting

Michigan Dispute Tips vs Second Round Sub

Second Round buys deeply discounted debt — negotiate aggressively
Demand full validation including original creditor statements
They often settle for 10-20% of face value

Michigan Protections

MCPA provides additional protections beyond FDCPA
Minimum $250 per violation

Michigan Debt Laws

All protections in Michigan

Second Round Sub Overview

All violations & tips

Dispute Second Round Sub in Michigan — $9.99/mo