Dispute Second Round Sub Rent & Lease Debt in New Mexico

Second Round Sub is collecting rent & lease debt in New Mexico where the statute of limitations is 6 years. Average rent & lease debt: $3,200. Garnishment limit: 25% of disposable earnings.

6 years

Statute of Limitations

$3,200

Average Rent & Lease Debt

25% of disposable ea

Garnishment Limit

Known Second Round Sub Violations

Collecting debts they cannot substantiate
Failing to cease collection after dispute
Inaccurate credit bureau reporting

Dispute Strategies

Document property condition at move-in/move-out
Challenge security deposit deductions with photos
Dispute excessive lease break fees
Verify landlord followed state notice requirements
Challenge any charges beyond normal wear and tear

New Mexico Protections

NM Unfair Practices Act. File complaints with: AG Consumer Protection.

• Community property state — spouse debt implications
• Treble damages under Unfair Practices Act

New Mexico Laws Second Round Sub Rent & Lease Debt

Dispute Now — $9.99/mo