Dispute Second Round Sub Rent & Lease Debt in North Carolina

Second Round Sub is collecting rent & lease debt in North Carolina where the statute of limitations is 3 years. Average rent & lease debt: $3,200. Garnishment limit: No wage garnishment for most debts.

3 years

Statute of Limitations

$3,200

Average Rent & Lease Debt

No wage garnishment

Garnishment Limit

Known Second Round Sub Violations

Collecting debts they cannot substantiate
Failing to cease collection after dispute
Inaccurate credit bureau reporting

Dispute Strategies

Document property condition at move-in/move-out
Challenge security deposit deductions with photos
Dispute excessive lease break fees
Verify landlord followed state notice requirements
Challenge any charges beyond normal wear and tear

North Carolina Protections

NC Debt Collection Act. File complaints with: AG Consumer Protection.

• NO wage garnishment for most consumer debts (one of only 4 states)
• Short 3-year SOL
• Treble damages under UDTPA

North Carolina Laws Second Round Sub Rent & Lease Debt

Dispute Now — $9.99/mo