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North Dakota
NDFinancial Management Systems

Dispute Financial Management Systems in North Dakota

Your North Dakota rights against Financial Management Systems: SOL is 6 years for credit card debt. Garnishment capped at 25% of disposable earnings.

6 years

North Dakota credit card SOL

ND Collection Agency Licensing Act

State collection law

Common Financial Management Systems Violations

Adding unauthorized collection fees
Misrepresenting urgency of payment
Failing to provide proper validation notice

North Dakota Dispute Tips vs Financial Management Systems

FMS collects for government agencies — verify the debt with the original agency
Government debts may have offset provisions — understand your rights
Request a payment plan if the debt is valid — most agencies must offer one

North Dakota Protections

Collectors must be licensed
$150,000 homestead exemption

North Dakota Debt Laws

All protections in North Dakota

Financial Management Systems Overview

All violations & tips

Dispute Financial Management Systems in North Dakota — $9.99/mo