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North Dakota/Financial Management Systems/Medical Debt

Dispute Financial Management Systems Medical Debt in North Dakota

Financial Management Systems is collecting medical debt in North Dakota where the statute of limitations is 6 years. Average medical debt: $2,459. Garnishment limit: 25% of disposable earnings.

6 years

Statute of Limitations

$2,459

Average Medical Debt

25% of disposable ea

Garnishment Limit

Known Financial Management Systems Violations

  • Adding unauthorized collection fees
  • Misrepresenting urgency of payment
  • Failing to provide proper validation notice

Dispute Strategies

  • Request itemized bill with CPT codes
  • Check for No Surprises Act violations
  • Apply for hospital financial assistance
  • Dispute errors line by line
  • Negotiate — hospitals accept 40-60% routinely

North Dakota Protections

ND Collection Agency Licensing Act. File complaints with: AG Consumer Protection.

  • • Collectors must be licensed
  • • $150,000 homestead exemption
North Dakota LawsFinancial Management SystemsMedical Debt
Dispute Now — $9.99/mo