NDSecond Round Sub

Dispute Second Round Sub in North Dakota

Your North Dakota rights against Second Round Sub: SOL is 6 years for credit card debt. Garnishment capped at 25% of disposable earnings.

6 years

North Dakota credit card SOL

ND Collection Agency Licensing Act

State collection law

Common Second Round Sub Violations

Collecting debts they cannot substantiate

Failing to cease collection after dispute

Inaccurate credit bureau reporting

Second Round buys deeply discounted debt — negotiate aggressively

Demand full validation including original creditor statements

They often settle for 10-20% of face value

Collectors must be licensed

$150,000 homestead exemption

North Dakota Debt Laws

All protections in North Dakota

Second Round Sub Overview

All violations & tips