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Ohio/Second Round Sub/Phone & Telecom Debt

Dispute Second Round Sub Phone & Telecom Debt in Ohio

Second Round Sub is collecting phone & telecom debt in Ohio where the statute of limitations is 6 years. Average phone & telecom debt: $500. Garnishment limit: 25% of disposable earnings.

6 years

Statute of Limitations

$500

Average Phone & Telecom Debt

25% of disposable ea

Garnishment Limit

Known Second Round Sub Violations

  • Collecting debts they cannot substantiate
  • Failing to cease collection after dispute
  • Inaccurate credit bureau reporting

Dispute Strategies

  • File FCC complaint for billing disputes
  • Challenge early termination fees
  • Dispute equipment charges with proof of return
  • Validate collection amounts under FDCPA
  • File state AG complaint for deceptive practices

Ohio Protections

Ohio Consumer Sales Practices Act. File complaints with: AG Consumer Protection.

  • • CSPA provides additional remedies
  • • 8-year SOL on written contracts (longer than most)
Ohio LawsSecond Round SubPhone & Telecom Debt
Dispute Now — $9.99/mo