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Rhode Island/Financial Management Systems/Medical Debt

Dispute Financial Management Systems Medical Debt in Rhode Island

Financial Management Systems is collecting medical debt in Rhode Island where the statute of limitations is 10 years. Average medical debt: $2,459. Garnishment limit: 25% of disposable earnings.

10 years

Statute of Limitations

$2,459

Average Medical Debt

25% of disposable ea

Garnishment Limit

Known Financial Management Systems Violations

  • Adding unauthorized collection fees
  • Misrepresenting urgency of payment
  • Failing to provide proper validation notice

Dispute Strategies

  • Request itemized bill with CPT codes
  • Check for No Surprises Act violations
  • Apply for hospital financial assistance
  • Dispute errors line by line
  • Negotiate — hospitals accept 40-60% routinely

Rhode Island Protections

RI Deceptive Trade Practices Act. File complaints with: AG Consumer Protection.

  • • Very long 10-year SOL for all debt types
  • • First $50 per week of wages exempt
Rhode Island LawsFinancial Management SystemsMedical Debt
Dispute Now — $9.99/mo