RISecond Round Sub

Dispute Second Round Sub in Rhode Island

Your Rhode Island rights against Second Round Sub: SOL is 10 years for credit card debt. Garnishment capped at 25% of disposable earnings.

10 years

Rhode Island credit card SOL

RI Deceptive Trade Practices Act

State collection law

Common Second Round Sub Violations

Collecting debts they cannot substantiate

Failing to cease collection after dispute

Inaccurate credit bureau reporting

Second Round buys deeply discounted debt — negotiate aggressively

Demand full validation including original creditor statements

They often settle for 10-20% of face value

Very long 10-year SOL for all debt types

First $50 per week of wages exempt

Rhode Island Debt Laws

All protections in Rhode Island

Second Round Sub Overview

All violations & tips