Dispute Financial Management Systems in South Carolina
Your South Carolina rights against Financial Management Systems: SOL is 3 years for credit card debt. Garnishment capped at 25% of disposable earnings.
3 years
South Carolina credit card SOL
SC Consumer Protection Code
State collection law
Common Financial Management Systems Violations
Adding unauthorized collection fees
Misrepresenting urgency of payment
Failing to provide proper validation notice
South Carolina Dispute Tips vs Financial Management Systems
FMS collects for government agencies — verify the debt with the original agency
Government debts may have offset provisions — understand your rights
Request a payment plan if the debt is valid — most agencies must offer one