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Tennessee
TNSecond Round Sub

Dispute Second Round Sub in Tennessee

Your Tennessee rights against Second Round Sub: SOL is 6 years for credit card debt. Garnishment capped at 25% of disposable earnings.

6 years

Tennessee credit card SOL

Tennessee Consumer Protection Act

State collection law

Common Second Round Sub Violations

Collecting debts they cannot substantiate
Failing to cease collection after dispute
Inaccurate credit bureau reporting

Tennessee Dispute Tips vs Second Round Sub

Second Round buys deeply discounted debt — negotiate aggressively
Demand full validation including original creditor statements
They often settle for 10-20% of face value

Tennessee Protections

TCPA allows treble damages
$5,000 personal property exemption

Tennessee Debt Laws

All protections in Tennessee

Second Round Sub Overview

All violations & tips

Dispute Second Round Sub in Tennessee — $9.99/mo