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Virginia/Cavalry SPV/Utility Debt

Dispute Cavalry SPV Utility Debt in Virginia

Cavalry SPV is collecting utility debt in Virginia where the statute of limitations is 5 years. Average utility debt: $800. Garnishment limit: 25% of disposable earnings.

5 years

Statute of Limitations

$800

Average Utility Debt

25% of disposable ea

Garnishment Limit

Known Cavalry SPV Violations

  • Filing lawsuits without proper documentation
  • Misrepresenting amount owed due to added fees
  • Failing to dismiss cases when debt is validated as incorrect

Dispute Strategies

  • File complaint with state Public Utility Commission
  • Request billing audit and meter verification
  • Apply for utility assistance programs (LIHEAP)
  • Dispute estimated vs actual billing
  • Challenge reconnection fees if disconnect was improper

Virginia Protections

Virginia Consumer Protection Act. File complaints with: AG Consumer Protection.

  • • VCPA allows treble damages for willful violations
  • • $25,000 homestead exemption plus $500/dependent
Virginia LawsCavalry SPVUtility Debt
Dispute Now — $9.99/mo