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Washington
WAFinancial Management Systems

Dispute Financial Management Systems in Washington

Your Washington rights against Financial Management Systems: SOL is 6 years for credit card debt. Garnishment capped at 25% of disposable earnings.

6 years

Washington credit card SOL

Washington Collection Agency Act

State collection law

Common Financial Management Systems Violations

Adding unauthorized collection fees
Misrepresenting urgency of payment
Failing to provide proper validation notice

Washington Dispute Tips vs Financial Management Systems

FMS collects for government agencies — verify the debt with the original agency
Government debts may have offset provisions — understand your rights
Request a payment plan if the debt is valid — most agencies must offer one

Washington Protections

Strong CPA — treble damages + attorney fees
Collectors must be licensed

Washington Debt Laws

All protections in Washington

Financial Management Systems Overview

All violations & tips

Dispute Financial Management Systems in Washington — $9.99/mo