WASecond Round Sub

Dispute Second Round Sub in Washington

Your Washington rights against Second Round Sub: SOL is 6 years for credit card debt. Garnishment capped at 25% of disposable earnings.

6 years

Washington credit card SOL

Washington Collection Agency Act

State collection law

Common Second Round Sub Violations

Collecting debts they cannot substantiate

Failing to cease collection after dispute

Inaccurate credit bureau reporting

Second Round buys deeply discounted debt — negotiate aggressively

Demand full validation including original creditor statements

They often settle for 10-20% of face value

Strong CPA — treble damages + attorney fees

Collectors must be licensed

Washington Debt Laws

All protections in Washington

Second Round Sub Overview

All violations & tips