WISecond Round Sub

Dispute Second Round Sub in Wisconsin

Your Wisconsin rights against Second Round Sub: SOL is 6 years for credit card debt. Garnishment capped at 20% of disposable earnings.

6 years

Wisconsin credit card SOL

Wisconsin Consumer Act

State collection law

Common Second Round Sub Violations

Collecting debts they cannot substantiate

Failing to cease collection after dispute

Inaccurate credit bureau reporting

Second Round buys deeply discounted debt — negotiate aggressively

Demand full validation including original creditor statements

They often settle for 10-20% of face value

Low 20% wage garnishment limit

Community property state — spouse debt implications

Wisconsin Debt Laws

All protections in Wisconsin

Second Round Sub Overview

All violations & tips