Second Round Sub Utility Debt in Las Vegas, NV
Second Round Sub is collecting utility debt in Las Vegas. Average: $800. Nevada SOL: 6 years. Garnishment: 25% of disposable earnings.
Known Second Round Sub Violations
- • Collecting debts they cannot substantiate
- • Failing to cease collection after dispute
- • Inaccurate credit bureau reporting
Dispute Strategies
- • File complaint with state Public Utility Commission
- • Request billing audit and meter verification
- • Apply for utility assistance programs (LIHEAP)
- • Dispute estimated vs actual billing
- • Challenge reconnection fees if disconnect was improper
Tips
- • Second Round buys deeply discounted debt — negotiate aggressively
- • Demand full validation including original creditor statements
- • They often settle for 10-20% of face value
- • Utilities must offer payment plans in most states
- • Estimated billing can be challenged with actual meter reads
- • Many states ban winter disconnection for heat