Select your debt collector below to see common FDCPA violations, dispute tips, and generate AI-powered demand letters.
Midland Credit Management
Attempting to collect time-barred debt without disclosure
Portfolio Recovery Associates
Filing lawsuits on time-barred debt
LVNV Funding
Collecting debt they cannot validate
Encore Capital Group
Pursuing collection on disputed debts without pausing
Convergent Outsourcing
Calling cell phones without prior consent (TCPA)
IC System
Reporting unverified debts to credit bureaus
National Credit Systems
Misrepresenting security deposit deductions
CBE Group
Auto-dialer calls without consent
GC Services
Harassment through excessive calling frequency
Enhanced Recovery Company
TCPA violations through auto-dialed calls
Credit Corp Solutions
Purchasing and collecting on debts beyond SOL
Unifin Inc
Misrepresenting legal status of debt
Harris & Harris
Threatening arrest or criminal prosecution for civil debt
AFNI Inc
Robocalling without consent
NCO Financial Systems
Pursuing time-barred debts without disclosure
Allied Interstate
Misrepresenting consequences of non-payment
Transworld Systems
Reporting debts without verifying accuracy
Columbia Ultimate
Collecting on debts discharged in bankruptcy
Penn Credit Corporation
Adding excessive fees to government debts
Asset Acceptance Capital
Purchasing and suing on time-barred debts
Cavalry SPV
Filing lawsuits without proper documentation
CACH LLC
Mass-filing lawsuits with robo-signed affidavits
Asta Funding
Purchasing and collecting severely aged debts
Resurgent Capital Services
Operating through subsidiary LVNV to obscure identity
CompuCredit Holdings
Hidden fees in subprime credit card agreements
Second Round Sub
Collecting debts they cannot substantiate
Pinnacle Financial Management
Unlicensed collection activity in certain states
Worldwide Asset Purchasing
Purchasing zombie debts beyond SOL
Financial Management Systems
Adding unauthorized collection fees
Radius Global Solutions
TCPA violations through auto-dialed calls to cell phones