DESecond Round Sub

Dispute Second Round Sub in Delaware

Your Delaware rights against Second Round Sub: SOL is 3 years for credit card debt. Garnishment capped at 15% of disposable earnings.

3 years

Delaware credit card SOL

DE Consumer Fraud Act

State collection law

Common Second Round Sub Violations

Collecting debts they cannot substantiate

Failing to cease collection after dispute

Inaccurate credit bureau reporting

Second Round buys deeply discounted debt — negotiate aggressively

Demand full validation including original creditor statements

They often settle for 10-20% of face value

Short 3-year SOL for all debt types

Low 15% wage garnishment limit

Delaware Debt Laws

All protections in Delaware

Second Round Sub Overview

All violations & tips