Dispute Second Round Sub Utility Debt in Pennsylvania

Second Round Sub is collecting utility debt in Pennsylvania where the statute of limitations is 4 years. Average utility debt: $800. Garnishment limit: No wage garnishment for most debts.

4 years

Statute of Limitations

$800

Average Utility Debt

No wage garnishment

Garnishment Limit

Known Second Round Sub Violations

Collecting debts they cannot substantiate
Failing to cease collection after dispute
Inaccurate credit bureau reporting

Dispute Strategies

File complaint with state Public Utility Commission
Request billing audit and meter verification
Apply for utility assistance programs (LIHEAP)
Dispute estimated vs actual billing
Challenge reconnection fees if disconnect was improper

Pennsylvania Protections

PA Fair Credit Extension Uniformity Act. File complaints with: AG Consumer Protection.

• NO wage garnishment for most consumer debts
• Short 4-year SOL
• Treble damages under UTPCPL

Pennsylvania Laws Second Round Sub Utility Debt

Dispute Now — $9.99/mo