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Wisconsin/Second Round Sub/Utility Debt

Dispute Second Round Sub Utility Debt in Wisconsin

Second Round Sub is collecting utility debt in Wisconsin where the statute of limitations is 6 years. Average utility debt: $800. Garnishment limit: 20% of disposable earnings.

6 years

Statute of Limitations

$800

Average Utility Debt

20% of disposable ea

Garnishment Limit

Known Second Round Sub Violations

  • Collecting debts they cannot substantiate
  • Failing to cease collection after dispute
  • Inaccurate credit bureau reporting

Dispute Strategies

  • File complaint with state Public Utility Commission
  • Request billing audit and meter verification
  • Apply for utility assistance programs (LIHEAP)
  • Dispute estimated vs actual billing
  • Challenge reconnection fees if disconnect was improper

Wisconsin Protections

Wisconsin Consumer Act. File complaints with: AG Consumer Protection.

  • • Low 20% wage garnishment limit
  • • Community property state — spouse debt implications
Wisconsin LawsSecond Round SubUtility Debt
Dispute Now — $9.99/mo