Dispute Second Round Sub Utility Debt in Wyoming

Second Round Sub is collecting utility debt in Wyoming where the statute of limitations is 8 years. Average utility debt: $800. Garnishment limit: 25% of disposable earnings.

8 years

Statute of Limitations

$800

Average Utility Debt

25% of disposable ea

Garnishment Limit

Known Second Round Sub Violations

Collecting debts they cannot substantiate
Failing to cease collection after dispute
Inaccurate credit bureau reporting

Dispute Strategies

File complaint with state Public Utility Commission
Request billing audit and meter verification
Apply for utility assistance programs (LIHEAP)
Dispute estimated vs actual billing
Challenge reconnection fees if disconnect was improper

Wyoming Protections

No specific state act — FDCPA applies. File complaints with: AG Consumer Protection.

• $40,000 homestead exemption
• 8-year SOL for all debt types

Wyoming Laws Second Round Sub Utility Debt

Dispute Now — $9.99/mo